All But a Cheapskate

Are you a cheapstake?

Noun1.cheapskate - a miserly person

tightwad

miser - a stingy hoarder of money and possessions (often living miserably)

In our efforts to stick to our budget and live life to the basic, we are often tagged as cheapstake. We are always misunderstood as someone who does not want to spend money at all. You sometimes think how hard is it for them to understand that there are other greater things in life that you should spend your  hard earned money for?

No, they wouldn't simply understand. Because most of the people I know are people who would rather be a one day millionaire instead of saving money and spend it for something more valuable. Something that you really need to spend on and not just because for a simple whim -- which happens most of the time for these people.

I would say cheapstake is a very harsh word. It is like getting things from someone else without even asking if they really want that thing given away. Or, let your colleagues pay their part while you just sit there and pretend you are not part of the group and still benefit from that bucket meal they ordered from a fast food restaurant.

Don't be shy to say these things with a smile on your face:

"I do not have extra money here and besides, I have my packed lunch."

"I ate / kinda full already. Maybe next time."

"I still need to buy something from the grocery later. Can't spend my money here."

Or maybe, just simply no if they ask you if you want to order with them.

If they insist that they will lend you money for the meantime, still say NO. It is a NO-NO rule for me since the day I decided to live frugally to give in to anything that would make me lend money. 

Let them realize / see eventually that you are the greatest example of a person that is truly committed when it comes to dealing with your hard earned money. Believe me, they will not think that you are "kuripot" or "cheapstake." They will just see you as someone who is thrifty and knows how to handle your money very well.